Clear2Go

MIA - Making Insurance Accessible

Given that the vast majority of MIA members have medical histories of varying degrees of severity, MIA provides travel insurance products to suit all. However, in order to maintain these schemes we must ensure that it works for everyone. Most especially this applies to the Clear2Go policy given the medical profile of people we insure under this cover.

Clear2Go is a specialist policy we have designed, which;

  • Has no age limit,
  • No specific terminal prognosis exclusion
  • No specific psychiatric, anxiety, depression etc. exclusion
  • No specific exclusions on secondary cancers etc.
  • Affordable premiums with no catches. We either cover or we don't. The premium stays the same irrespective of the number of illnesses or medications.
We even have a Medical cover only policy at a reduced cost that can be provided
to back up an existing policy you may have.

Screening is done by the Screening Team at MIA Online Ltd and only those who should not realistically be travelling, or people wanting to travel to destinations that we feel are not appropriate for their medical history or people travelling to destinations where their medical history and the country’s medical costs are too high a financial risk for Insurers, are declined.

We talk to you like human beings who happen to have an illness. We realise that people are different, diseases are different, disease affects people differently and people respond and react differently.

As such, we do not try to fit you into a box! We are more interested in you, how you are coping, how the illness is affecting you. So relax and don’t be afraid of who you may get on the phone, all our staff are lovely! Also, many of them have or have had illnesses themselves, or their close friends and families have.

They are not there to catch you out, they need to know everything so that they can advise you on location, method of transport, items to take with you, ensure that medical facilities are adequate at your chosen destination and most of all, to make sure you have the best possible time without worry.

There is no age limit, and trip durations can be extended for some destinations for up to six months. Sometimes we will decline cover for a specific country or resort especially if your medical history is severe.

EXAMPLE:

A 10 yr old with a Brain Tumour and a 6 month terminal prognosis wanting to go to Disneyworld in Florida would undoubtedly be declined cover.

However, a 10 yr old with a Brain Tumour and a 6 month terminal prognosis wanting to go to Euro Disney would probably be covered if they are stable enough.

If we are unable to cover because of the destination, we will try our very best to assist you by suggesting alternative places. We will also be happy for you to call us to check a destination before booking.

At the end of the day, you want to be able to relax and enjoy yourself while you are away. For some people, they will have been saving very hard for this break, for others, fund raisers have worked hard to pay for it. Sadly for others it will probably be the last trip that they will make. As such, we don’t want you to have problems especially if you become ill abroad. We want those memories for everyone to be good ones.

Of course the other reason is that we must try very hard to protect this scheme, so it remains available to everyone and we want to be able to carry on keeping our prices as low as we can.

For a quote please call us on 0845 647 2777 or        +44 (0)1268 783383 from outside the UK.

Premium Costs

Additional Cover

Important Terms & Conditions

Documents available to read and download:

Read More by downloading this PDF documentClear2Go policy Read More by downloading this PDF documentDestinations & their suitability for you and your circumstances
Download Adobe Reader You need to have Adobe Reader to view PDF files, you can download it here.
Clear 4 Take-Off Designed for people with no pre-existing illnesses,
minor illnesses, or those that are now under control Click here for more information
Buy Online Now. Click here to get a quote, buy online or to pay for an existing quoteClear2Go Designed specifically for people with more
serious pre-existing illnesses Click here for more information

Everything you ever wanted to know about Travel Insurance Eileen Dalrymple-White a Director of MIA Online Ltd has written a book entitled
“Everything you ever wanted to know about Travel Insurance”

At £9.99, this book is an interesting read for anyone. It contains invaluable advice not only in respect of Travel Insurance but on travelling, especially for those with pre-existing illnesses. It also makes a perfect gift for those who have everything or are hard to buy for! Click below to read more;

Click here for more information

Dear Sirs

Thank you for providing me with Travel insurance and I am in receipt of my membership cards.

I confirm that my GP and Consultant are of the opinion that I am fit enough to travel and this has been stated on my medical records.

I would particularly like to thank Mr Ian White who handled my enquiry efficiently respectfully and sensitively and with a sense of humour which I found quite refreshing.

I will certainly be contacting you again for my next trip.

Yours Faithfully

Peter Cartwright - Email