Important Terms and Conditions

Clear2Go

The MIA Clear2Go Policy is designed especially for people with pre-existing illnesses. Under the terms of this policy, you must seek treatment under available reciprocal health agreements in countries where this is available. In Europe this can be obtained using your EHIC card.

How to obtain a EHIC Card

Online - https://www.ehic.org.uk/Internet/home.do

By Phone - 0845 605 0707

Or by obtaining a form from the Post Office

This requirement is reflected in our ability to provide cover where others will not and of course, the premiums that we charge. Strict adherence to this is how we keep the prices down.

The policy cannot be purchased more than 60 Days before travel. This reduces the cancellation risk to Insurers and usually coincides with the time frame of when the full holiday cost should be paid.

All we ask is that you declare all illnesses and medication taken and consult with your GP or Consultant, whoever is most appropriate. They must place a note on your medical records confirming that you have discussed your trip and they are of the opinion that you are medically fit to travel and endure the trip in question.

We try not to take up the Doctor’s valuable time by filling out certificates or writing letters and we certainly do not want you to incur any costs. The bottom line, however, is that if you are unable to provide the Claims Handlers with a copy of this entry, when you make a claim, your claim will not be paid.

Not phrases such as;

"He is going on holiday", "I will see her after her trip to Spain", "He is looking forward to his holiday", "They are off to Spain and I hope they have a lovely time with no problems" etc.

They must confirm you are "medically fit to travel and endure the trip" This requirement applies to every trip you take.

At the end of the day, you want to be able to relax and enjoy yourself while you are away. For some people, they will have been saving very hard for this break, for others, fund raisers have worked hard to pay for it. Sadly for others it will probably be the last trip that they will make. As such, we don’t want you to have problems especially if you become ill abroad. We want those memories for everyone to be good ones.

Of course the other reason is that we must try very hard to protect this scheme, so it remains available to everyone and we want to be able to carry on keeping our prices as low as we can.

Call us on 0800 999 3333 for a quote

Please note that if you fail to declare all of your medical history including medication taken, awaited consultations or investigations or current symptoms, any claim that you make, may be declined.

Clear2Go

Premium Costs

Additional Cover

Documents available to read and download:

Read More by downloading this PDF documentClear2Go Policy Read More by downloading this PDF documentDestinations & their suitability for you and your circumstances

Download Adobe ReaderYou need to have Adobe Reader to view PDF files, you can download it here.

 

Documents available to read and download:

Read More by downloading this PDF documentClear2Go policy UK Residents 2017 Read More by downloading this PDF documentImportant information for Travel Companions Read More by downloading this PDF documentClear2Go Irish Residents 2017
Download Adobe Reader You need to have Adobe Reader to view PDF files, you can download it here.
request callback Clear 4 Take-Off Designed for people with no pre-existing illnesses,
minor illnesses, or those that are now under control Click here for more information
Clear2Go Designed specifically for people with more
serious pre-existing illnesses Click here for more information

Everything you ever wanted to know about Travel Insurance Eileen Dalrymple-White a Director of MIA Online Ltd has written a book entitled
“Everything you ever wanted to know about Travel Insurance”

At £9.99, this book is an interesting read for anyone. It contains invaluable advice not only in respect of Travel Insurance but on travelling, especially for those with pre-existing illnesses. It also makes a perfect gift for those who have everything or are hard to buy for! Click below to read more;

Click here for more information

Mrs Harris stated that she was calling to commend you for being an easy
company to deal with for her travel insurance

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