MIA specialise in affordable travel insurance for people with pre-existing illnesses. Please choose your insurance requirements:

Clear 4 Take-Off Designed for people with no pre-existing illnesses,
minor illnesses, or those that are now under control Click here for more information
Clear2Go Designed specifically for people with more
serious pre-existing illnesses Click here for more information

MIA - Making Insurance Accessible

Given that the vast majority of MIA members have medical histories of varying degrees of severity, MIA provides travel insurance products to suit all. However, in order to maintain these schemes we must ensure that it works for everyone. Most especially this applies to the Clear2Go policy given the medical profile of people we insure under this cover.

Clear2Go is a specialist policy we have designed, which;

  • Has no age limit,
  • No specific terminal prognosis exclusion
  • No specific psychiatric, anxiety, depression etc. exclusion
  • No specific exclusions on secondary cancers etc.
  • Affordable premiums with no catches. We either cover or we don't. The premium stays the same irrespective of the number of illnesses or medications.

We also provide Medical cover only which is cheaper than the standard policy and is a good addition to e.g. a "Free" Bank policy that does not cover your pre-existing illnesses. These policies can only be purchased over the phone.


This policy is designed for people with no medical history or those of us who have minor health problems that are stable. This policy can be purchased online and sometimes over the phone if you fail the online medical declaration.

Documents available to read and download:

Read More by downloading this PDF documentDestinations & their suitability for you & your circumstances
Download Adobe Reader You need to have Adobe Reader to view PDF files, you can download it here.

Many thanks for the copies you provided re our 2 holidays taken in September and October this year.
Until my husband, Trevor, was diagnosed with Mesothelioma earlier this year, I had never even heard of MIA. After he had his operation and got through radiotherapy and chemotherapy we were looking forward to getting away to our place in Portugal to resume life as it used to be I contacted a couple of Insurance companies who tutted and said they would get back to me or I needed to speak to a certain person and made me feel really awkward. I found talking about Trevors illness quite upsetting as it had hit us like a ton of bricks then I rang MIA.
What a breath of fresh air! You made me feel it was all quite normal and part of life and yes, the duration of the trip was covered as it was a Yes or No to answer. Plus the price was realistic and affordable.
We are so glad that we heard of your company, cannot speak highly enough of the service and will recommend you to anyone we know who has a medical condition.
Many many thanks for your excellent service and hope to be speaking to you in 2011.
Kind regards
Yvette Oldham

Yvette Oldham - Email