Yes – in many cases, MIA can offer specialist travel insurance for people who’ve experienced a stroke or a Transient Ischemic Attack (TIA, sometimes called a mini-stroke).
Every person’s medical needs are different. Whether we can offer you a policy depends on factors like how recently your stroke occurred, how stable your recovery has been, whether you have any complications (such as reduced mobility or high blood pressure), and your destination. But even if you’ve struggled to get cover elsewhere, we’ll do our best to help you find the right protection for your trip.
We understand that stroke recovery can be complex, which is why we prefer to go through your quote over the phone. You’ll speak with one of our experienced team members, who will take the time to understand your condition and travel plans in detail.
We want to make sure we get your medical declaration right, so we can offer a policy that reflects your current health and supports you in the event of a claim. There’s no one-size-fits-all approach – we’re here to make sure nothing important gets missed and that your insurance feels right for you.
If you’ve recently had a stroke or TIA, check with your GP or stroke care team before making travel plans. The time you need to wait before flying can vary depending on your condition, treatment, and overall recovery. Even if you’re feeling well, it’s best to get medical clearance first.
2. Pack your medication properlyBring enough medication to cover the full length of your trip – plus a few extra days, just in case of travel delays. Carry it in your hand luggage, in its original packaging, and make sure it’s clearly labelled. You may also need a letter from your doctor explaining your prescription.
3. Prevent deep vein thrombosis (DVT)After a stroke or TIA, you may be more vulnerable to DVT – particularly on flights lasting longer than 6 hours. Keep hydrated, move regularly during the flight, and speak to your GP about wearing compression socks or taking other preventative measures. The NHS website has more information on preventing DVT.
4. Plan ahead for mobility or assistanceMany people recover well from strokes, but if you have lasting symptoms – such as difficulty walking, fatigue, or co-ordination issues – be sure to plan around them. Let your airline know if you’ll need assistance getting through the airport, and consider accommodation with step-free access or lifts. Keep your holiday itinerary realistic and allow plenty of time to rest.
Yes – we need your full medical history, including any previous strokes or TIAs, so we can make sure your policy is valid and appropriate for your needs.
Will I be covered for other medical conditions too?Absolutely – just let us know everything up front. We’ll assess all declared conditions and, where possible, include them in your policy. If something can’t be covered, we’ll explain this clearly before you buy.
What if I need to cancel my trip?If your doctor advises you not to travel, you may be able to claim for non-refundable travel or accommodation costs for yourself – and any companions insured under the same policy.
Can I come home early if I feel unwell?Yes – if your condition worsens while you’re abroad, our Emergency Medical Assistance team can help you return home safely and arrange repatriation for you and a travel companion (as long as they’re also on your policy).
Do I need a fit-to-fly letter?No, not usually – but we do ask that you speak to your doctor or stroke care team before travelling and ensure they’ve recorded their approval in your medical notes. If there are any restrictions, let us know when you apply.
Should I choose annual or single trip insurance?If you’re only planning one trip, single trip insurance may be cheaper. If you travel regularly, an annual multi-trip policy might offer better value and convenience. We can help you compare the options.
If you’ve got any other questions, just give us a call on 0800 999 3333 – we’re happy to help.
