IMPORTANT NEWS CORONAVIRUS (COVID-19) COVER IS NOW AVAILABLE - We can confirm all of our policies now provide cover for Medical and other Expenses outside of the United Kingdom if you contract Coronavirus (COVID-19) whilst abroad. Some of our policies now also offer other additional Coronavirus (COVID-19) benefits. The policies that offer the additional cover are clearly marked where we display our prices along with the full terms and conditions. All our policies will only provide cover, if prior to your trip commencing, the Foreign, Commonwealth & Development Office has NOT advised against all (or all but essential) travel to your chosen destination. If you unsure about the cover we offer please contact our friendly team. We can assist you via telephone Mon - Fri 9am - 5pm, Sat 8.30am - 4pm or alternatively email If your query is regarding a claim please click here for further details.

Travel Guides

MIA’s Guide for Travelling with Pre-Existing Medical Conditions

According to the NHS, around 50% of the UK population take regular prescribed medication for a health condition, so if you’re looking for specialist medical travel insurance cover, you’re not alone.

MIA define a pre-existing medical condition as any serious or reoccurring medical condition which has been diagnosed, investigated or treated in any way prior to travel – even if the condition is considered mild, stable or under control. It’s important that we have all information relating to any medical conditions affecting you, or anyone else on the policy, as it helps us to decide if we can offer the right cover to suit your needs.

Here are a few examples of the pre-existing medical conditions that we may be able to offer insurance for:

Travelling with Allergies

Travelling with Anxiety Disorder

Travelling with Asthma

Travelling with Breast Cancer

Travelling with Cancer

Travelling with Diabetes

Travelling with Heart Conditions

Travelling with HIV

Travelling with Multiple Sclerosis

Travelling with Prostate Cancer

Travelling after a Stroke

Please note that while our Guides are designed to be helpful, they do not constitute professional medical advice.

If you have any questions relating to your condition, please speak to your doctor as recommended in each Guide. Due to constant advances in medical research, our information may very occasionally become out of date – please ensure that you speak to a health care professional if you have any questions, as we cannot accept any liability for the use of information we have published.

Some of our Guides contain links to trusted external sites, MIA is not responsible for the content or security of these sites.