Yes - it’s often possible to get travel insurance if you have cancer, even if you're undergoing treatment or have recently been diagnosed. The type of cover available will depend on your individual circumstances, including the stage of your cancer, the treatment you're receiving, and your general health.
At MIA, we specialise in medical travel insurance for people who may have been turned down elsewhere. Whether you're in remission, currently receiving treatment, or living with a terminal prognosis, we’ll do our best to help you find a policy that offers the cover you need for your trip.
While some people can get a quote through our online system, many travellers benefit from speaking directly to our experienced team. We’re here to help you navigate the medical screening process and tailor your cover to match your needs - we can consider a range of scenarios, including:
If we’re unable to offer cover, we’ll always explain why and explore other options with you.
Before you book, speak to your GP, oncologist or cancer nurse. They’ll help you decide whether it’s safe to travel, and can advise you on flight times, recovery expectations, and how to manage side effects while abroad.
2. Choose your destination carefullyThink about how far you’ll be from good medical facilities. Does your hotel or resort cater for specific needs? Are there hygiene concerns? Could the local climate or altitude affect your condition? If you need special dietary options or mobility support, it’s worth checking ahead.
3. Plan your journey with comfort in mindCancer and its treatments can increase your risk of blood clots like DVT. Wear loose clothing, keep hydrated, and move around when possible. Whether you’re flying, driving or on a train, build in time for breaks and rest.
4. Pack medication and sparesBring enough of all medications to last your trip - plus extra in case of delays. Keep everything in your hand luggage, in original packaging. Depending on your immune system, your doctor might also give you antibiotics or anti-sickness medication to take just in case. A travel letter explaining your medication can also be helpful.
5. Look after your skinSome cancer drugs and radiotherapy make skin more sensitive to sunlight and chemicals. Use a high-factor sunscreen, avoid long sun exposure, and speak to your doctor before swimming in chlorinated pools if your skin is irritated or healing.
6. Be realistic about your energy levelsTravel can be tiring – especially if you’ve recently finished treatment. Book a trip that allows you to rest when you need to. Consider requesting airport assistance, planning shorter excursions, or choosing accommodation with good access and comfort.
Yes – even if you’ve been in remission for a while, we’ll still need to know. In many cases, it won’t affect the price of your policy, but failing to declare could invalidate your cover.
Am I insured for all secondary or unrelated conditions?As long as you tell us your full medical history, we’ll do our best to find a policy that covers all your conditions - not just your cancer. If anything can’t be covered, we’ll explain this clearly before you buy.
What happens if I need to cancel due to illness?If you become unwell before your trip and a medical professional confirms you’re not fit to travel, you may be able to claim back cancellation costs - for you and any other people named on your policy.
Can I come home early if I need to?Yes – if your condition worsens while you’re away, our Emergency Medical Assistance team can help arrange for you (and a travelling companion) to return home. We’ll cover reasonable, non-refundable costs as per the terms of your policy.
Can I travel anywhere with cancer?Not always. We may be unable to offer cover for some destinations if there’s a high risk of complications - such as lack of medical care, poor hygiene, or required vaccinations that you can’t safely have. If you’ve recently had surgery or chemotherapy, we recommend discussing your destination with your medical team.
Do I need a doctor’s note to say I’m fit to travel?Not usually, but we ask that you speak to your doctor or consultant before you go. If they give you the all-clear, they should make a note on your records. If they advise any restrictions or precautions, let us know - this helps us ensure your policy stays valid.
If you have any other questions, we’re happy to help. Call us on 0800 999 3333 and we’ll talk through your options.
