Travelling with Heart Conditions

Can I get travel insurance if I have a heart condition?

Yes - many people with heart conditions are still able to get travel insurance. At MIA, we specialise in providing cover for those who may have found it difficult to get insurance elsewhere, including travellers with high blood pressure, atrial fibrillation, angina, or a history of blocked arteries or stents.

The type of cover we can offer will depend on your individual situation, such as how stable your condition is, whether you’ve had surgery, or if you’ve experienced any recent complications. As with any pre-existing medical condition, it's vital to declare your full medical history so we can make sure your policy is tailored to your needs.

Medical screening

We know that no two heart conditions are the same - which is why we offer a detailed phone-based quote process with our expert team. We’ll talk through your health history and current treatment, so we can help find cover that reflects your individual circumstances.

From high blood pressure to pacemakers and bypass surgery, we’ll make sure the details are right before you travel.

Tips for travelling with heart conditions

Even if you feel well, it’s important to check in with your GP or cardiologist before you travel. If you’ve had a heart attack, bypass surgery or stents fitted in the last six months, they’ll let you know whether it’s safe to fly or travel long distances.

Bring at least double the amount of medication you’ll need for the trip, and split it between your hand luggage and suitcase in case of delays or loss. Carry it in its original packaging with a copy of your repeat prescription or a letter from your doctor, especially if you’re carrying liquids, syringes, or controlled medications.

If you have an ICD (Implantable Cardioverter Defibrillator) or a pacemaker, bring your device ID card with you and show it at security. Avoid full-body scanners, and ask for a hand-search instead. You can also request special assistance if walking long distances or standing for long periods is a challenge.

Hot and cold climates can put extra strain on the heart. If you’ve been diagnosed with angina, arrhythmia, or heart failure, speak to your doctor before travelling to countries with extreme temperatures or poor air quality. The British Heart Foundation has helpful resources for choosing heart-friendly destinations.

Try to avoid hilly terrain or hotels with lots of stairs. If you’re heading to altitude, remember that lower oxygen levels can increase the risk of symptoms. This doesn’t mean you can’t enjoy your holiday - just pace yourself and build in plenty of rest.

There are lots of online sources that offer advice on travelling with heart conditions, the NHS website has information and tips on how to make the most of your holiday, and looking after yourself while you’re away.

Frequently asked questions

Yes - even if your high blood pressure or angina is well controlled, it’s essential to declare your full medical history. This helps us make sure you’re properly covered if anything unexpected happens while you’re away.

As long as you declare everything during the quote process, we’ll aim to cover all related and unrelated medical conditions. If there’s anything we can’t include, we’ll explain it clearly before you buy.

If your doctor declares you unfit to travel before your trip due to your heart condition or a complication related to it, cancellation cover may apply. This can also extend to other insured travellers on the same policy.

Yes. If you become seriously unwell while abroad, our Emergency Medical Assistance team can arrange for you – and a companion on the same policy - to return home safely, including cover for costs that can’t be refunded.

Not always, but we do ask that you discuss your travel plans with your GP or cardiologist in advance. If they advise against travel or set any limitations, you’ll need to let us know.

If you have any other questions, just give us a call on 0800 999 3333 - our team is here to help.