Travelling with Allergies

Will I have trouble getting travel insurance if I have an allergy?

Not necessarily – but not all insurers cover pre-existing medical conditions as standard. That’s why it’s important to look for medical travel insurance that considers your full health history, including allergies.

Medical screening

If your allergy is mild, well-controlled and hasn’t caused recent problems, you can usually get a quote quickly through our online system. But if your allergies are severe, you’ve recently been unwell, or you have additional conditions, our team is on hand to help. We’re here to talk through your options and help you find a policy that works for you.


Tips for travelling with allergies 

   1. Speak to your doctor before you go.
Ask for a travel letter, especially if you're taking auto-injectors (like an EpiPen) or liquids over 100ml. Carry extra medication in your hand luggage, in its original packaging.

   2. Plan ahead when flying.
Notify your airline of any severe allergies in advance, request meal details, and consider early boarding so you can clean your seat and tray table with antibacterial wipes.

   3. Be cautious when eating out.
Language barriers can make it tricky, so carry allergy translation cards to help you communicate with kitchen staff. Avoid buffets, and always ask about hidden ingredients.

   4. Be prepared for emergencies.
Take a medical ID bracelet, your anaphylaxis action plan, and make sure travel companions know how to use your auto-injector. Save local emergency numbers and keep essential info translated if needed.


Frequently asked questions

Do I need to declare a mild allergy?

Yes – we ask for your full medical history so we can make sure your cover reflects your needs.

Can I get cover for other pre-existing conditions?
In most cases, yes. As long as everything’s declared, we’ll work with you to find a policy that fits. If anything can’t be covered, we’ll let you know before you buy.

What if I need to cancel because of my allergy?

If a doctor confirms that you're unfit to travel due to your allergy (or another covered condition), you may be able to claim back cancellation costs. If your travel companions are insured under a separate policy, they may need to check their own cover.


If you have any other questions please let us know, we’d be happy to talk them through with you - call 0800 999 3333.