Yes - in many cases, MIA can provide cover for travellers with breast cancer. Whether you’re in remission, currently undergoing treatment, or living with secondary cancer, we specialise in helping people who’ve struggled to get travel insurance elsewhere.
Your ability to get cover will depend on your individual circumstances - including the type and stage of cancer, any current treatments, and your destination. But if we can’t offer cover, we’ll always explain why and talk you through any other options available.
We know that not every condition can be boxed into a standard questionnaire. That’s why our Clear4Travel product offers a quick online quote for straightforward cases - but if your situation is more complex, our experienced team can help over the phone. Whether you’re undergoing treatment, living with metastatic cancer, or have been given a terminal diagnosis, we’ll do our best to find a policy that suits you.
Before booking your trip, talk to your GP or oncology team. They’ll help you decide whether you're fit to travel and can advise on things like flight duration, vaccine safety, infection risks, and what to do if side effects occur while abroad. If you've recently had surgery, they may also advise against long-haul travel.
2. Pack your medication carefullyBring enough medication to last your whole trip – plus extra, just in case. Keep everything in your hand luggage and in original packaging. If you’re taking Tamoxifen, ask your doctor whether compression socks are advised for longer flights, as it may increase the risk of DVT. The NHS website has guidance on how to reduce the risks. You may also want to carry a travel letter explaining your medication and treatment history.
3. Look after your skin and immune systemSome treatments make your skin more sensitive to sunlight, so use high-factor suncream and wear UV-protective clothing where possible. If you’ve recently had radiotherapy, avoid swimming until your skin has fully healed, and if your immune system is suppressed due to chemotherapy, steer clear of public pools or crowded environments to reduce the risk of infection.
4. Take care when swimmingIf you've had recent radiotherapy, your doctor may recommend avoiding chlorinated pools until your skin has fully healed. Chemotherapy can also reduce your immune response, so check whether it’s safe for you to swim or take part in certain activities.
Yes - even if your breast cancer is in remission, you’ll still need to let us know. Some people find that it no longer affects their premium, especially after several years without treatment, but it’s important to be upfront so we can make sure your policy is valid and offers the cover you need.
Will I be covered for secondary conditions or other unrelated health issues?As long as you declare the necessary medical history, we’ll do our best to offer a policy that covers all relevant conditions - not just your breast cancer. If there’s anything we can’t include, we’ll explain clearly before you buy, and talk you through your available options.
What if I become unwell before I travel and need to cancel?If you’re advised by a medical professional not to travel due to your breast cancer or any other covered condition, you may be able to claim back cancellation costs for yourself and anyone else named on the same policy – subject to terms and conditions.
Can I come home early if I fall ill while I’m away?Yes - if your health takes a turn for the worse during your trip, our Emergency Medical Assistance team can help arrange for you to return home. This may also include a travelling companion if they’re named on your policy, and we’ll cover any reasonable, non-refundable costs.
Can I travel anywhere with breast cancer?It depends. Some destinations may not be suitable if they lack the medical facilities you might need, or if poor hygiene standards could put your health at risk. If you’ve recently had surgery or are undergoing treatment like chemotherapy, you may be advised to avoid long-haul travel or areas that require certain vaccinations you’re unable to receive.
Do I need a letter from my doctor to say I’m fit to travel?Usually not – but we do ask that you speak to your GP or oncologist before you go. If they give you the go-ahead, they should make a note on your medical records. If your doctor sets any specific restrictions on your travel, please let us know, as this could affect your cover.
