Travelling with Anxiety Disorders

Can I get travel insurance if I have a diagnosed anxiety disorder?

Yes, you should be able to find a travel insurance policy that's right for you. If you've had trouble getting cover you may need a specialist medical travel insurance provider like MIA, to make sure that you're fully covered, as some insurers don't cover anxiety disorders as standard.

Here at MIA, we pride ourselves at being able to provide insurance to those travellers who may have experienced problems getting medical insurance elsewhere. Despite our best efforts, there may be times that we aren't able to offer you cover for your needs, but we're here to talk you through your options if you need us.

What's covered?

MIA is made up of two specialist medical travel insurance products, Clear2Go and Clear4Travel. Each product has its own levels of cover:

  • Medical cover up to £5,000,000 per person
  • Baggage Cover of up to £1,500 per person
  • Cancellation cover of between £1,000 and £2,000
  • Medical cover up to £5,000,000 per person
  • Baggage Cover of up to £1,500 per person
  • Cancellation cover of between £2,000 and £5,000
  • Hospitalisation cover and personal accident cover - inclusive of death benefit of up to £30,000

Please see our policy wording for a full list of benefits and exclusions.

Medical Screening

Here at MIA, we hope to get you a policy that's right for you, with as little fuss as possible. To help us do this we have two simple solutions, a fast-online quote system or friendly and experienced team on the phone to help talk you through your needs, whichever works best for you.

Travelling with Anxiety - Tips

1. Make plans

Travel anxiety often comes from not having a plan or control over certain situations - the dreaded "what if" scenarios. Of course, you can't plan for every eventuality, but it may help to think about, or write down, a list of things that are bothering you and some simple solutions:

2. Talk to your doctor

If you're concerned about how your trip will affect your anxiety, it may be a good idea to speak with your doctor or a member of your healthcare team before you travel. You can be given help on how best to manage your mental health, along with a review of any medication that you may be on currently on, or need, for your trip.

3. Know your triggers

You may know and understand your triggers already but take some time to think about the triggers that could affect your trip, and some ways to help you work through them. While you may not have control over everything, if you know that lack of sleep, excess caffeine or low blood sugar can make your symptoms worse, take steps to limit these triggers for a few days or weeks before you travel.

4. Distractions

Most of us find that distractions help us through everyday life, but if you're living with an anxiety disorder, simple things like books, puzzles, video games or music can make all the difference to your state of mind. Remember to take these things with you, or give yourself access to these things, while you're away.

5. Medication

If you take regular medication for your anxiety, or indeed any other condition, make sure you have enough to take with you for the time you're away - as well as some extra in case of delays in travel. It's best to keep all medications in your carry-on luggage, in its original packaging to prevent loss. Some medication is controlled or restricted in other countries, the NHS website has full details of how to find out if your medication is affected.

Frequently Asked Questions

Will I need a doctor's note to go abroad?

Not usually, no. Although, we do ask that you discuss your plans with your doctor to check that they are happy for you to travel, before you go.

Do I have to tell you about unrelated pre-existing medical conditions?

Yes. In order to make sure that you're fully covered, we need to know your full medical history to get a policy that's right for you.

Would an annual or a single trip policy be best for me?

If you’re planning on taking 2 or more trips in the next year, you may find that it’s more cost effective to buy an annual multi trip policy.

If you have any other questions please let us know, we’d be happy to talk them through with you.