Yes, we can usually offer medical travel insurance if you have or have had a history of asthma.
Yes – in most cases, we can offer travel insurance if you have asthma or a history of respiratory conditions. Asthma can vary from mild to more severe, and even well-controlled cases can affect claims if not declared properly. That’s why it’s important to give your full medical history during the quote process – even if your symptoms are currently mild or infrequent.
There may be some instances where we can’t provide you cover, but we’re here to explain things to you, should you need us.
If your asthma is well-managed and stable, you can usually get a quick quote using our simple online system. If your condition is more complex – or you have additional respiratory or heart-related concerns – we may need to ask a few more questions over the phone. Our friendly team is here to help you find the right level of cover, with no pressure and no jargon.
Speak to your GP or asthma nurse before booking. If you’ve had recent flare-ups, changes in medication or frequent attacks, they may recommend adjustments to your Personal Asthma Plan before you go.
2. Be cautious around triggersDifferent countries have different smoking laws, so it’s a good idea to request a non-smoking room in advance. If you’re sensitive to feather bedding, contact your hotel or consider bringing your own hypoallergenic pillow. Certain activities like scuba diving can also aggravate asthma – always get medical advice before booking anything strenuous.
3. Pack your medication carefullyTake all regular asthma medication in your hand luggage, including inhalers and spacers, in original packaging. If you’re travelling with liquids over 100ml, ask your GP for a letter explaining what the medication is and why it’s needed. It’s also wise to bring a printed copy of your Personal Asthma Plan, just in case.
4. Prepare for flyingAir travel is usually fine if your asthma is well-controlled, but changes in cabin pressure and air quality can affect some people. If you have concerns, speak to your GP or asthma nurse beforehand for reassurance or advice. Some people feel more comfortable using a reliever inhaler before take-off.
Yes - we’ll need to know your full medical history, even if your asthma is mild or hasn’t caused problems for years.
Will related conditions be covered too?As long as everything’s declared during the quote process, we’ll aim to find a policy that includes all related or secondary conditions. If anything can’t be covered, we’ll let you know before you buy.
What if I get ill and need to cancel or come home early?If your doctor advises you not to travel – or you become unwell while abroad – we can offer cancellation cover or arrange repatriation if medically necessary. Terms and conditions apply, but our Emergency Medical Assistance team is on hand to help if things go wrong.
Still have questions? We’re happy to talk it through – call us on 0800 999 3333.
