Yes – if you’ve been diagnosed with multiple sclerosis (MS), we can usually offer travel insurance tailored to your needs. Whether you’re living with relapsing remitting MS, secondary progressive MS, or experience mild symptoms, our policies are built to offer support and peace of mind.
As with all medical travel insurance, our ability to offer cover depends on your health at the time of travel, how stable your MS is, any linked conditions (like fatigue or bladder issues), and your chosen destination. If we’re unable to offer cover, we’ll always explain your options and do our best to help.
We prefer to run quotes over the phone, so you’ll speak directly with one of our friendly and knowledgeable team members. We take our time to make sure everything’s declared properly and your policy reflects your needs – no guesswork, no stress.
If you’ve recently had a relapse, started new medication or are experiencing new symptoms, check with your medical team before travelling. They’ll help you decide if your planned trip is suitable, and what precautions to take.
2. Plan around your medicationPack enough medication for your whole trip, plus extra in case of delays. Carry it in your hand luggage, in its original packaging. If you’re flying with injectable medication or sharps, check airline rules well in advance – you may need a letter from your doctor. If your meds need refrigeration, ask your airline and accommodation if they can help.
3. Avoid temperature extremesHot or cold weather can aggravate MS symptoms. If you’re travelling to a warm climate, stay hydrated and wear cooling clothes. For colder destinations, layer up to avoid chill-related fatigue or stiffness.
The MS Trust website has more practical tips for managing your MS abroad.
4. Consider accessibilityIf mobility is a concern, request airport assistance in advance and check if your accommodation is step-free or near transport links. Even if you’re generally active, fatigue can hit suddenly – so don’t overbook your itinerary, and prioritise accessible places when planning day trips.
5. Be ready for anythingBring a short summary of your medical history and a list of medications. If you’re travelling with friends or family, make sure they know how to support you if you feel unwell. Most importantly, give yourself permission to rest and enjoy your trip at your own pace.
Yes – even if your MS is stable or mild, you’ll still need to declare it. This ensures your policy is valid and gives you the right level of protection should anything change before or during your trip.
Can I get cover for related conditions like fatigue or bladder issues?As long as you declare your full medical history, we’ll work to include all related conditions in your quote. If anything isn’t covered, we’ll make this clear before you purchase.
What if I need to cancel due to illness?If your doctor advises against travel, you may be able to claim for any non-refundable costs – for yourself and anyone insured under the same policy.
Can I come home early if I become unwell abroad?Yes. If your condition worsens while you’re away, our Emergency Medical Assistance team can arrange medical support and repatriation for you and a companion, as long as they’re on the policy.
Do I need a letter from my doctor to travel?Not usually – but we do recommend checking with your GP or MS nurse before you travel. If they’re happy for you to go, ask them to make a note on your medical records. This can help support any claims you might need to make later.
If you have any other questions, we'd be happy to talk things through with you. Call us on 0800 999 3333.
