You can! Having a hernia doesn’t automatically exclude you from travel insurance. Whether it’s an inguinal hernia (groin), umbilical (around the belly button), hiatus (upper stomach), or an abdominal wall hernia, you can usually get cover.
Even if you're on a waiting list for surgery, we may still be able to offer cover - subject to policy terms. Just be sure to declare your condition fully so your policy stays valid.
We'll guide you through the quote over the phone. Our team will ask about your hernia type, symptoms, treatment plans, and whether surgery is pending. We're thorough and helpful, so that you'll get the right level of cover and peace of mind.
Different hernias have different travel implications. Inguinal hernias (groin) may feel uncomfortable during long flights; hiatus hernias could worsen with reflux from changed eating patterns; umbilical or incision hernias (from previous surgery) may cause mild discomfort during extended walking. Understanding your type helps you plan better.
2. Consult your doctor beforehandIf your hernia is painful, causes bowel troubles, or there’s a risk of complications, check in with your GP or surgeon. This is especially important if you're still waiting for repair surgery - they can help assess your travel fitness and any precautions you should take. The NHS offers helpful info on hernias, their symptoms, and recovery: visit their hernia overview page.
3. Pack with careIf you wear a supportive hernia belt or binder, discuss its use while flying or during activity. Bring it along in your carry-on, along with any pain relief that's been recommended. Be discreet and ensure the airline security staff can easily understand any medical devices or padding.
4. Watch what you lift and carryHeavy bags or sudden exertion can aggravate a hernia. Opt for lightweight, wheeled luggage and ask for assistance with transfers or changes. If you’re hiking or walking long distances, take regular breaks and go at a steady pace.
5. Manage nutrition and refluxIf you have a hiatus hernia, changes in diet, food types, or eating times can trigger reflux. Keep meals small and frequent, avoid acidic foods or those that trigger you, and sit upright after eating to minimise heartburn.
Not necessarily. We may still offer cover while you’re awaiting surgery, depending on your symptoms and timeframe. Always check policy details or ask us directly so there are no surprises.
Do I need to declare a small, asymptomatic hernia?Yes - even if it's minor, any hernia should be declared. Failure to do so could invalidate your cover if it becomes an issue during travel.
What if my hernia causes sudden complications abroad?If you experience severe pain, vomiting, or swelling, seek medical help right away. You can then contact our Emergency Medical Assistance team to support medical care or help with arranging repatriation if needed.
Can I still take part in active holidays or light sports?Often yes - if your doctor gives the all-clear and you avoid heavy lifting or intense strain. Use your support garment if recommended, and listen closely to your body to avoid pushing too hard.
Do I need a doctor’s note to say I’m fit to travel?Not always, but it’s a good idea to consult your GP or surgeon before travel, and have them note your approval in your records. If they advise limitations (e.g., no hiking, avoid long flights), let us know when you apply.
Is annual or single-trip more suitable for me?If you're planning just the one holiday, a single-trip policy may work best. If you're planning multiple trips in a year, an annual multi-trip policy could be more cost-effective and convenient.
Have more questions or doubts? We’re here to help - call us on 0800 999 3333.
