Please note, our policies do not provide cover for cancellation, abandonment or curtailment claims if the Foreign and Commonwealth Office (FCO) advises against all or "all but essential" travel. Our policies will also not cover any claims caused by or relating to Coronavirus, COVID-19, Severe Acute Respiratory Syndrome (SARS-COV-2), any mutation of Coronavirus, COVID-19 or SARs-COV-2 or any pandemic or fear or threat of any the above. We also can not cover any claims relating to any fear or threat concerning these viruses. This general exclusion applies to all sections of cover except for the Emergency Medical Expenses section. Click here for more information.

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Travel Guides

MIA’s Guide for Travelling with Pre-Existing Medical Conditions

According to the NHS, around 50% of the UK population take regular prescribed medication for a health condition, so if you’re looking for specialist medical travel insurance cover, you’re not alone.

MIA define a pre-existing medical condition as any serious or reoccurring medical condition which has been diagnosed, investigated or treated in any way prior to travel – even if the condition is considered mild, stable or under control. It’s important that we have all information relating to any medical conditions affecting you, or anyone else on the policy, as it helps us to decide if we can offer the right cover to suit your needs.

Here are a few examples of the pre-existing medical conditions that we may be able to offer insurance for:

Travelling with Allergies

Travelling with Anxiety Disorder

Travelling with Asthma

Travelling with Breast Cancer

Travelling with Cancer

Travelling with Diabetes

Travelling with Heart Conditions

Travelling with HIV

Travelling with Multiple Sclerosis

Travelling with Prostate Cancer

Travelling after a Stroke

Please note that while our Guides are designed to be helpful, they do not constitute professional medical advice.

If you have any questions relating to your condition, please speak to your doctor as recommended in each Guide. Due to constant advances in medical research, our information may very occasionally become out of date – please ensure that you speak to a health care professional if you have any questions, as we cannot accept any liability for the use of information we have published.

Some of our Guides contain links to trusted external sites, MIA is not responsible for the content or security of these sites.